Here’s The Problem With TSP Lifecycle Funds

Photo by 金 运 on Unsplash

When I first joined the military, in 2008, I chose to set up my TSP account as quickly as I could. Like many folks, I looked at the various funds available to me (without really understanding what any of them were) and chose the Lifecycle Fund that most closely mirrored my age, and expected retirement date. I set up my automatic draft, and promptly forgot about TSP altogether for the next year and a half.